50percent.io Reviews 50 Percent, Another Risky Investment

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50percent.io Reviews: 50 Percent, Another Risky Investment

50 Percent Review: Is 50Percent io a reliable investment? Read our review to see what experts have to say about 50 Percent Investment.

50percentio claims it can help you grow your money 50% in just 24 hours. Is 50percent.io paying? You may have come across many systems on the internet promising you quick fortunes, the truth is that majority of them turn out to be scams.

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In this review we provide you information based on our investigations and user experiences to help guide you make the proper decision.

50percent.io Scam Review: Disturbing Things Found

Though this site might appear legit to a newbie, the truth is that it is just a wishy washy HYIP designed in such a way to convince unsuspecting investors. .

This simply means, Ring Bitcoin is like every other HYIP. It is a just a type of ponzi scheme. Initial investors only get paid when new people sign up and invest, what this means is that you are under pressure to bring in new investors so that you will get paid. As soon as the amount of new investor drops, the owners do away with the money invested.

Thus, the site is closed down since there is no longer enough money to pay initial investors. Those that benefit most times are the first investors. However, the system is not sustainable because it will surely shut down abruptly leaving your money trapped in the hands of the scammers that set it up initially.

Is 50percent.io Legit?

Though they provide a registration certificate and so-called evidence of payments, don’t be deceived, anybody could get a sham address and certificate most especially from the Company House in UK which most of them use, for just £5. These companies claiming to be located in the UK or similar countries like the USA are not in actual sense located there.

Sometimes these platforms might pose as an investment platform, doubler platform or even a mining platform. Often times they might run an ads through the google ads academy or even get a youtube ads making them look legit. But the truth is that they do not have the equipment that make them what they claim to be. Rather what they do is circle the funds of investors, and when they have made a lot of unsuspecting investors trust them, they stop paying.

50percent.io is not a legitimate investment platform

How To Know Investments Scam Formats

It is true that most of this high yield investment platforms look like the real deal, thus confusing us.However, there are various ways to find out if an investment platform is a lackluster HYIP or if it a trusted investment platform. Below are ways you could find out-

  • ROI- The returns offered. Are they sustainable? Can the funds be shuffled round and get to every investor? are the offers realizable?
  • History- Does the platform have a history? Can the company behind it be found online?
  • Transaparent– How transparent is the information on the website?
  • Contact– Can you reach them? Is the address made available on the platform?


Everyday we get complaints of people been scammed. Most people fall for these schemes because of the sweet promises of making huge profits within a short time. .On a serious note, legit systems exists but scams are very very numerous. So you need a guide to help you make a good decision. We have made it our duty, by exposing scams.

Our Recommendation

They are lots of online investment opportunities which could fetch you money and give you a good Return On Investment. We constantly search them out to guide our readers so they don’t fall for scams. Always feel free to interact with us in the comment section.

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The 5 Percent Rule of Investment Allocation

Diversification Basics for Building a Portfolio of Mutual Funds

The 5 percent rule of investing is a general investment philosophy or idea that suggest an investor allocate no more than 5 percent of their portfolio to one investment security. This rule encourages investors to use proper diversification, which can help to obtain reasonable returns while minimizing risk.

Before explaining the 5 percent rule further, let’s first define a few investment terms you need to know for building a portfolio of mutual funds.

Definitions of Terms for Building a Portfolio of Mutual Funds

How much of one mutual fund is too much? The short answer is, “It depends.” Factors to consider include investment type, the investor’s investment objective, and the investor’s risk tolerance.

When building a portfolio of mutual funds, you’ll want to keep in mind the various types of assets and the different types of mutual funds. This will help in determining how much of one asset or one mutual fund type to allocate in your portfolio.

Here are the basics to know:

  • Asset class: An asset is something that is owned or capable of being owned. Examples include financial currency (money), stocks, bonds, gold, and real property. Asset classes, with regard to investing, are the three basic types of assets: stocks, bonds, and cash.
  • Asset allocation: Asset allocation describes how investment assets are divided into 3 basic investment types — stocks, bonds, and cash — within an investment portfolio. For a simple example, a mutual fund investor might have 3 different mutual funds in her investment portfolio: Half of her money is invested in a stock mutual fund and the other half is divided equally among two other funds — a bond fund and a money market fund. This portfolio would have an asset allocation of 50 percent stocks, 25 percent bonds, and 25 percent cash.
  • Investment securities: Securities are financial instruments that are normally traded in financial markets. They are divided into two broad classes or types: equity securities (aka equities) and debt securities. Most commonly, equities are stocks. Debt securities can be bonds, certificates of deposit (CDs), preferred stock, and more complex instruments, such as collateralized securities.
  • Mutual fund categories: Mutual funds are organized into categories by asset class (stocks, bonds, and cash/money market) and then further categorized by style, objective, or strategy. Learning how mutual funds are categorized helps an investor learn how to choose the best funds for asset allocation and diversification purposes. For example, there are stock mutual funds, bond mutual funds, and money market mutual funds. Stock and bond funds, as primary fund types, have dozens of subcategories that further describe the investment style of the fund.
  • Sector funds: Sector funds focus on a specific industry, social objective, or sector such as healthcare, real estate, or technology. Their investment objective is to provide concentrated exposure to one of ten or so business sectors. Each sector is a collection of several industry groups. For example the energy sector may include oil and gas refinery companies, production companies, exploration companies, and so forth. Mutual fund investors Mutual fund investors use sector funds to increase exposure to certain industry sectors they believe will perform better than other sectors. By comparison, diversified mutual funds — those that do not focus on one sector — will already have exposure to most industry sectors. For example, an S&P 500 Index Fund provides exposure to sectors, such as healthcare, energy, technology, utilities, and financial companies.
  • Mutual fund holdings: A mutual fund’s holdings represent the securities (stocks or bonds) held in the fund. All of the underlying holdings combine to form a single portfolio. Imagine a bucket filled with rocks. The bucket is the mutual fund, and each rock is a single stock or bond holding. The sum of all rocks (stocks or bonds) equals the total number of holdings.

How to Use the 5 Percent Rule of Investing

In a simple example of the 5 percent rule, an investor builds her own portfolio of individual stock securities. The investor could pass the 5 percent rule by building a portfolio of 20 stocks (at 5 percent each, total portfolio equals 100 percent). However, many investors use mutual funds, which are assumed to be well-diversified already, but this is not always the case.

One of the many benefits of mutual funds is their simplicity. But the 5 percent rule can be broken if the investor is not aware of her fund’s holdings. For example, a mutual fund investor can easily pass the 5 percent rule by investing in one of the best S&P 500 Index funds because the total number of holdings is at least 500 stocks, each representing 1 percent or less of the fund’s portfolio. But some mutual funds have heavy concentrations of stocks, bonds, or other assets, such as precious metals (gold, for example), that investors may not be aware of unless they read the fund’s prospectus or use one of the ​online sites to research mutual funds.

Investors should also apply the 5 percent rule with sector funds. For example, if you wanted to diversify with specialty sectors, such as healthcare, real estate, utilities, and gold, you simply keep your allocation to 5% or less for each.

Example Mutual Fund Portfolio Using the 5 Percent Rule of Investing

Keep in mind that your allocation to one mutual fund can be significantly higher than 5% if the fund itself does not break the 5 percent rule. For example, a good portfolio structure to use is the core and satellite portfolio, which is a strategy of choosing a “core” fund, such as an S&P 500 Index fund, with a large allocation percentage, such as 40 percent, and build around it with “satellite” funds, each allocated at around 5-20 percent. Index funds are good to use for both the core and the satellites because they are broadly diversified.

Here is a sample core and satellite portfolio, which passes the 5 percent rule, using index funds and sectors:

65% Stocks: 25% Vanguard 500 Index (VFINX)15% iShares MSCI ACWI ex US Index (ACWX)10% iShares Russell 2000 Index (IWM) 5% Utilities Sector SPDR (XLU)5% T. Rowe Price Health Sciences (PRHSX)5% iShares Cohen & Steers Realty Majors (ICF)
25% Bonds:
25% Vanguard Total Bond Market Index (VBMFX)
10% Cash:
For cash, find a good money market fund at your broker.

As you can see, the sector funds (utilities, healthcare, and real estate) received a 5 percent allocation, because these particular mutual funds concentrate on one particular type of stock, which can create higher levels of risk. Higher-risk mutual funds should generally receive lower allocation percentages. Other mutual funds can receive higher allocation percentages. You can also consider the 3-percent rule.

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